A Smart Plan for a Vibrant Future
We understand that planning for the financial aspect of senior living is a significant part of the journey.
It’s often surprising to learn that the predictable, all-inclusive monthly cost of life in our State College community can be comparable to the unpredictable expenses of staying at home.
With a full continuum of care in one community, you gain not only a vibrant lifestyle but also invaluable peace of mind. We’re here to help you understand the value and explore all the options available.
Costs Savings: The Numbers
At least 30% of Americans over 65 still carry a mortgage. On average, seniors spend $1000/month on housing alone—not including HOA or condo fees.
From property taxes to maintenance and utilities, homeownership costs add up fast. Monthly out-of-pocket expenses for homes valued between $150K–$500K range from $1,100 to $3,000.
Home health care averages $25/hour. Even with minimum support (3 hours/day, 30 days/month), that’s around $1,800 per month.
Pottery class? Book club? Sunday brunch? It all adds up. Most seniors spend about $250/month on recreation and enrichment.
Internet, cable, and landlines—the classic “triple play”—can exceed $250/month on your own.
Doctor visits, grocery runs, and errands rack up. The average monthly transportation cost for seniors? $715.
With recent inflation, three meals a day, vitamins, and special diets total nearly $750 per month for most seniors.
Smart living starts with smart planning
Let’s find what works for you
Guidance for Your Financial Journey
Financial planning shouldn’t be a barrier to a fulfilling life. Our team provides personalized guidance from the very beginning.
We can help you understand the resources available and connect you with our trusted partners who provide proven financial tools designed to make senior living more accessible and less stressful.
Financial Support Options
Veterans or surviving spouses may qualify for up to $1,800/month to help cover care needs. This federal benefit supports services in assisted living or personal care settings.
Offering flexible short-term loans, Elderlife’s line of credit is ideal for those waiting on benefit approvals or home sales.
Want to share a space? Companion suites lower monthly costs while still including full Juniper amenities and programs.
The IRS allows deductions for care in senior communities if the primary reason is medical. Families may also use the gift tax exemption when helping with expenses.
Always consult a tax advisor for personalized guidance.
Crafting Your Personalized Plan
There’s no one-size-fits-all when it comes to senior living—and financial planning is no exception.
We’re here to help you explore your options and find a solution that works for your life, your goals, and your future.
Levels of Care
Whatever your speed, Juniper offers a lifestyle that empowers you with the personalized service, connection, and independence you deserve.
Walking the Talk
The Juniper Difference
Brookline gave my mom the ability to live on her terms—and the peace of mind we all needed.
Samantha V.
They’re more than caregivers: they’re friends, teachers, and encouragers.
Tom H.
There’s a warmth at Brookline that you just don’t find everywhere. It’s home.
Julie N.
Careers That Fill Your Spirit
And Grow Your Talent
Join a community that nurtures passion and profession. Find your purpose while growing your career through personal and professional development opportunities at Juniper.
Here, every role matters, and every individual shapes a brighter, more inspired future. We’re reimagining what it means to age in America—breaking barriers, creating connections, and making a lasting impact.
Are you ready to be part of something exceptional?
